Need an appraisal in Montgomery or Montgomery County?

Check out the top seven reasons why AL homeowners call on Montgomery Appraisals, LLC:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
Remove PMI to lower a mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a AL divorce, where property needs to be divided
Settle an estate in AL by determining the true market value of property in question

Need help determining the value of your house in or near Montgomery, AL?
Contact Montgomery Appraisals, LLC.

At Montgomery Appraisals, LLC, we understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Montgomery Appraisals, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Montgomery county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is declining or not appreciating as much as other homes close by. That only means you're most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Montgomery Appraisals, LLC is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Montgomery Appraisals, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a seasoned expert double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.